ATEL est votre spécialiste de l'assurance auto temporaire en ligne pour voitures, camping-cars et poids lourds.
Assurances pas chères, disponibles en quelques minutes, 24 heures sur 24, 7 jours sur 7.

Terms of Service

1. Introducing the site.

Under Article 6 of Act No. 2004-575 of June 21, 2004 for the digital economy, users of the site are made clear to the identity of the stakeholders in the course of its implementation and follow-up.

Owner : Protect & Secure Insurance - 10, avenue Kleber – 75116 PARIS

RCS PARIS 789 245 420 – N° ORIAS 13010126
Creator : Protect & Secure Insurance
Publication manager : Protect & Secure Insurance –
Webmaster : Protect & Secure Insurance –
Host : Company OVH – 2 rue Kellermann - 59100 Roubaix - France.

2. Terms and conditions of use of the site and the services offered.

Use of the site implies full acceptance of the general conditions of use described below. These conditions of use are likely to be modified or supplemented at any time, users of the site are therefore invited to consult them on a regular basis.

This site is normally accessible to users at all times. An interruption due to technical maintenance may however be decided by which will then endeavour to communicate to users beforehand the dates and times of the intervention.

The site is updated regularly by Protect & Secure Insurance. Likewise, the legal notices can be modified at any time: they nevertheless apply to the user, who is invited to refer to them as often as possible in order to become acquainted with them.

3. Description of the services provided.

The site is intended to provide information about all of the company's activities.

Protect & Secure Insurance is to provide as accurate information as possible on the site. However, it cannot be held responsible for omissions, inaccuracies and deficiencies in the update, either by its own doing or by the third parties that provide this information.

All information on the swebsite is given as an indication and is likely to change. In addition, the information on the site is not exhaustive. They are given subject to changes that have been since they were put online.

4. Contractual limitations on technical data.

The website cannot be held responsible for property damage related to the use of the site. In addition, the user of the site agrees to access the site using newer, non-virus-free hardware and with a state-of-the-art browser.

5. Propriété intellectuelle et contrefaçons.

Protect & Secure Insurance owns the intellectual property rights or owns the rights to use all items available on the site, including texts, images, graphics, logos, icons, sounds, software.

Any reproduction, representation, modification, publication, adaptation of all or part of the elements of the site, regardless of the means or process used, is prohibited, unless written prior authorization from : Protect & Secure Insurance.

Any unauthorized exploitation of the site or any of the elements contained in it will be considered to constitute infringement and prosecuted in accordance with the provisions of Articles L.335-2 and following of the Intellectual Property Code.

6. Limitations of liability.

Protect & Secure Insurance cannot be held responsible for direct or indirect damage caused to the user's equipment when accessing the site and resulting either from the use of equipment that does not meet the specifications indicated in the article 4, or the appearance of a bug or an incompatibility.

Protect & Secure Insurance cannot also be held responsible for indirect damages (such as for example a loss of market or loss of a chance) resulting from the use of the site

Interactive spaces (possibility to ask questions in the contact area) are available to users. Protect & Secure Insurance reserves the right to remove, without prior notice, any content posted in this space that would violate the law applicable in France, in particular the provisions relating to data protection. Where applicable, Protect & Secure Insurance also reserves the right to question the user's civil and / or criminal liability, in particular in the event of a racist, abusive, defamatory or pornographic message, whatever the medium. used (text, photography…).

7. Personal data management.

In France, personal data is protected by Law 78-87 of 6 January 1978, Law No. 2004-801 of 6 August 2004, Article L. 226-13 of the Penal Code and the European Directive of 24 October 1995.

When using the, site, the following may be collected: the URL of the links through which the user accessed the, site, the access provider of the user, the user's Internet Protocol (IP) address.

In any event Protect & Secure Insurance only collects personal information about the user for the needs of certain services offered by the site The user provides this information with full knowledge of the facts, in particular when he enters it himself. It is then specified to the user of the site the obligation or not to provide this information.

In accordance with the provisions of articles 38 and following of the law 78-17 of January 6, 1978 relating to data processing, files and freedoms, any user has a right of access, rectification and opposition to personal data. concerning him, by making his written and signed request, accompanied by a copy of the identity document with signature of the holder of the document, specifying the address to which the reply must be sent.

No personal information of the user of the site is published without the knowledge of the user, exchanged, transferred, assigned or sold on any medium whatsoever to third parties. Only the assumption of redemption of Protect & Secure Insurance and its rights would allow the transmission of such information to the prospective purchaser who would in turn be bound by the same obligation to store and modify data with regard to the user. of the site

The aforementioned site is being reported to the CNIL.

The databases are protected by the provisions of the law of 1 July 1998 transposing Directive 96/9 of 11 March 1996 relating to the legal protection of databases.

8. Hyperlinks and cookies.

The site contains a number of hypertext links to other sites, set up with the authorization of Protect & Secure Insurance. However, Protect & Secure Insurance does not have the ability to verify the content of the sites visited, and therefore assumes no liability for this fact.

Navigation on the site is likely to cause cookie (s) to be installed on the user's computer. A cookie is a small cookie, which does not allow the user's identification, but records information about browsing a computer on a site. The data obtained are intended to facilitate further navigation on the site and are also intended to enable various traffic measures.

Refusal to install a cookie may result in the inability to access certain services. However, the user can use his computer as follows, to refuse the installation of cookies :

9. Applicable law and jurisdiction.

Any disputes relating to the use of the are subject to French law. It is made exclusive jurisdiction to the competent courts of Orleans.

10. The main laws concerned.

Act 78-87 of January 6, 1978, notably amended by Law No. 2004-801 of August 6, 2004 relating to computer science, fever and freedoms.

Act 2004-575 of June 21, 2004 for trust in the digital economy.

11. Lexicon.

User: Internet user logging in, using the aforementioned site.

Personal information: "information that permits, in any form, directly or not, the information of the individuals to whom they apply" (Article 4 of Act 78-17 of January 6, 1978).